7 february, 2019 the staff of the “Finance” department of the Higher School “Management and Business” SKSU of M. Auezov met with the specialists of the branch of the National Bank of the Republic of Kazakhstan in the city of Shymkent. Experts explained in detail the state housing program "7-20-25" in the framework of the "Year of Youth". By the Decree of the Board of the National Bank of the Republic of Kazakhstan No. 107 dated May 31, 2018, the mortgage lending program "7-20-25 under the «Ruhani Zhanyru» program was approved. New home purchase opportunities for every family. ” The initial goal of the 7-20-25 program is to create a housing mortgage that is accessible to many segments of the population. The program was developed as part of the implementation of the instructions of the Head of State and provides for the issuance of mortgage loans under the following conditions: interest rate - 7% per annum, down payment - 20%, loan term - up to 25 years.